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OCR: THE BEST CREDIT CARDS Rate ns ol Ielephpo Feb. Topefcan WITH ANNUAL FEES Simmons First National (Ark. 1.509 25das MasterCardis 501-541-1304 Arkansas Federal 1Saving 8.50 Nore HasterCardis 800-477-3348 Wachoria Bank [Dcl.] 9.40 25d MasterCard Vis 800-342-3262 Bank of Montana 12.25 25 MasterCardWVisa 800-735-5536 Bank Onc Cleveland 13.20 25 MasterCard 800-395-0010 WITHOUT ANNUAL FEES AFBA Industrial Bank(Va.) 25days MastwCardiVisa 805-775 Amalzamated Bank (II.) 1250 25 MasterCard 800-365-64543 The Abbott Bank k[Neb.] 16.30 25 MasterCardhVisa 800.999. 6977 Fidelity National (Gn.] 17.0 25 MastarCardisa 800.753-290) Security Bank& Trust [Mich.] i8.0t 25 MasterCardVis: 801-443-5465 Natrataverage 18 79% i8 8% agc 18.86% ayear. a80 Savings Nere Wachovia 25dES MasterCardWis 0019 Industriall 25u3ys ...